Workmen's Compensation
A statutory cover that supplies wage-replacement and medical benefits to employees hurt or made sick by work-related activities.
It shields employers from employee suits, while workers get swift, no-fault compensation for lost earnings, rehabilitation, and — where needed — death benefits.
State laws dictate coverage limits, benefit amounts, and claim procedures.
What it typically covers
- Wage replacement for injured workers
- Medical and rehabilitation expenses
- No-fault compensation for employees
- Death benefits where applicable
- Protection against employee litigation
- Statutory compliance under Indian law
Not sure whether this is the right cover for you? Send us your contract or scope of work and we will tell you which policy the obligation actually falls under — before you buy anything.
