India is a growing economy and has been progressing really fast in the last couple of years. Entrepreneurial skills have been at their peak, with small and medium organisations cropping up at every nook and corner of the country.
With rapid growth there is always a certain amount of risk. Young India should have clarity and understanding of those risks, and should evaluate and buy the right covers — thereby guaranteeing a long run in their respective area of excellence.
General insurance in India began in 1850 with the advent of the Triton Insurance Company, part of the British East India Company in Calcutta. Yet knowledge on the subject has never been effectively communicated in the right spirit. This has resulted in dissatisfied customers each time there is a claim.
The subject of insurance is always surrounded by a myth. The link between the product and claims has never been explicit, leading to disputes and dissatisfaction with customers. Insurance, rather than an investment, has always been looked at as an obligation. That is the gap we exist to close.
An Engineering graduate with a Fellowship in Insurance and over 20 years of experience in the Automotive & General Insurance industry. He carries in-depth knowledge on various aspects of Corporate Insurance and has worked in various capacities with leading General Insurance companies in India. Rajasekar specialises in building Liability Insurance competence and client engagement delivery for SME Insurance India.
A post graduate in Marketing with the ability to create service excellence, Vijay Narayan V has 17 years of experience across the Insurance and Telecom sectors, with valuable experience in General Insurance. He specialises in understanding and analysing the business needs of clients, with an extensive ability to customise optimal solutions through professional financial insight.
Insurance in India has long been surrounded by myth. We make the link between the product and the claim explicit before you sign, not after.
Commercial General Liability, Professional Indemnity, D&O and Cyber are not a sideline for us. It is the competence the practice was built around.








I would like start by saying that we at Celliber always receive outstanding Customer Service from SME Insurance India as our health and life insurance partners. Our relationship goes a long way back to 2012 when we were just 5 employees and till date it remains a fruitful partnership which keeps our 100+ employees happy and satisfied with their prompt and efficient service. All the staff at SME Insurance are extremely courteous and helpful and we are all very thankful for their support.
SME Insurance India is a rare breed of Insurance experts. Their ability to understand business risks in their multifarious forms is quite amazing. They invest a lot of time to understand the core business issues and advise businesses on the right kind of policy coverage on the best possible terms. They have a large network of insurance providers and the ability to scout the best possible deals. They are prompt, efficient and thorough in their work and advice.
We have been dealing with SME Insurance India for last 5 years and we are extremely happy with their services. They have always been prompt in providing us the services and have gone beyond their call of duty to get our claims settled wherever required. They have been very professional in helping us choose our insurance companies after thorough research according to our requirements.
As a practicing chartered accountant, we deal with a variety of customers who request our support in managing their business risk too, especially in terms of contract works where clients abroad require certain Liability policies. Whenever we face such a request, our search for the right solution ends at SME Insurance India. They have not only offered the right solutions at competitive prices but also have ensured that the claims are handled flawlessly and settled on time every time.
Advarra has been associated with smeinsuranceindia.com since 2012. People at SME Insurance are good at understanding the needs of our employees and the organizational insurance policies, and work with different insurers to get us the best possible terms and pricing. Other than just our insurance needs, they have provided some value added services to our employees. We look forward to continue to work with them.
We had referred SME Insurance to our multiple customers, where the customers had received great services experience from the entire team of SME Insurance at all levels. Their understanding of the insurance subject and offering right solutions for business risk is highly appreciable. We will be more than happy to recommend their services to our other customers.