Commercial General Liability
A core policy protecting businesses from claims of bodily injury, property damage, and personal/advertising injury arising out of normal operations.
It covers legal defence costs and settlements up to policy limits, and often includes extensions for contractual liability, products-completed operations, and limited worldwide coverage.
CGL is typically the first line of defence against third-party lawsuits and is a staple in most corporate risk-management programs.
What it typically covers
- Third-party bodily injury and property damage
- Personal and advertising injury
- Legal defence costs and settlements
- Products and completed operations extension
- Contractual liability extension
- Limited worldwide coverage options
Not sure whether this is the right cover for you? Send us your contract or scope of work and we will tell you which policy the obligation actually falls under — before you buy anything.
