Group Mediclaim Insurance
Group Mediclaim is an employer-arranged health policy that covers hospitalisation costs for employees and, where opted, their dependants.
Cover is issued on a group basis, which usually means no individual medical underwriting, and pre-existing conditions and maternity can often be included from day one depending on the terms negotiated.
It is one of the most visible benefits an employer offers, and the quality of claims support matters as much as the premium.
What it typically covers
- Hospitalisation cover for employees and dependants
- Group terms without individual underwriting
- Pre-existing conditions can be covered
- Maternity and newborn benefit options
- Cashless network hospital access
- Dedicated claims assistance for your HR team
Not sure whether this is the right cover for you? Send us your contract or scope of work and we will tell you which policy the obligation actually falls under — before you buy anything.
