Commercial General Liability (CGL) Insurance is like a safety net for businesses. It protects you against claims of bodily injury, property damage, or personal injury (like slander or libel) that might happen on your business premises or due to your products/services.

Think of it like this:
– Someone slips on a banana peel in your store and sues you? CGL’s got you.
– Your product damages a customer’s property? CGL’s on it.
– You accidentally defame a competitor in an ad? CGL’s covering you.

It typically covers:
1. Premises liability
2. Products liability
3. Completed operations liability
4. Advertising injury