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A business is an organization engaged in the production, sale, or provision of goods and services to meet A business is an organization engaged in the production, sale, or provision of goods and services
The subject of insurance is always surrounded by a myth, the link between the product and claims has never been explicit, leading to disputes and dissatisfaction with customers. Insurance rather than an investment has always been looked as an obligation.
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A core policy protecting businesses from claims of bodily injury, property damage, and personal/advertising injury arising out of normal operations. It covers legal defense costs and settlements up to policy limits, and often includes extensions for contractual liability, products‑completed operations, and limited worldwide coverage. CGL is typically the first line of defence against third‑party lawsuits and is a staple in most corporate risk‑management programs.
Covers professionals & firms against claims of negligence, mistakes, or omissions in services rendered. Triggers include financial loss, breach of duty, or faulty advice causing client harm. Typical extensions: Employee Dishonesty, Fraud, Libel/Slander, and Defence Costs. PI protects legal liabilities, settlements & damages, safeguarding reputation & balance sheets.
A statutory cover that supplies wage‑replacement and medical benefits to employees hurt or sick from work‑related activities. It shields employers from employee suits, while workers get swift, no‑fault compensation for lost earnings, rehab, and (when needed) death benefits. State laws dictate coverage limits, benefit amounts, and claim procedures.
Covers losses from data breaches, ransomware, hacking, and other cyber incidents. Typical protections: notification & credit‑monitoring costs, forensic IT expenses, legal & regulatory fines, business‑interruption loss, ransomware payments, and liability for compromised third‑party data. Policies can be tailored by industry, size, and risk exposure.
Protects directors and officers from personal financial loss if they are sued for alleged wrongful acts (e.g., mismanagement, breach of fiduciary duty, misleading statements). Covers legal defence costs, settlements, and judgments; often extends to employment‑related claims, regulatory investigations, and shareholder actions. Policies differentiate between Side A (personal protection), Side B (company reimbursement), and Side C (entity coverage).
Covers physicians & surgeons against claims of negligence, misdiagnosis, surgical errors, or improper treatment causing patient injury or death. Provides legal defence costs, settlements, and damages up to policy limits. Often includes extensions for vicarious liability (e.g., staff errors), loss of patient records, and regulatory investigations. Essential for solo practitioners and large hospitals alike.
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here,
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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here,
LATEST SERVICE 
I would like start by saying that we at Celliber always receive outstanding Customer Service from SME Insurance India as our health and life insurance partners. Our relationship goes a long way back to 2012 when we were just 5 employees and till date it remains a fruitful partnership which keeps our 100+ employees happy and satisfied with their prompt and efficient service. We value our employees and they values us as their customer so we are totally in sync with our objective of fulfilling our people’s needs for stress free medical care whenever and wherever required. All the staff at SME Insurance are extremely courteous and helpful and we are all very thankful for their support. A special shout out to Raj who has been supporting us so reliably all these years in all kinds of difficult situations.
I would like start by saying that we at Celliber always receive outstanding Customer Service from SME Insurance India as our health and life insurance partners. Our relationship goes a long way back to 2012 when we were just 5 employees and till date it remains a fruitful partnership which keeps our 100+ employees happy and satisfied with their prompt and efficient service. We value our employees and they values us as their customer so we are totally in sync with our objective of fulfilling our people’s needs for stress free medical care whenever and wherever required. All the staff at SME Insurance are extremely courteous and helpful and we are all very thankful for their support. A special shout out to Raj who has been supporting us so reliably all these years in all kinds of difficult situations.
SME Insurance India is a rare breed of Insurance experts. Their ability to understand business risks in their multifarious forms is quite amazing. They invest a lot of time to understand the core business issues and advise businesses on the right kind of policy coverage on the best possible terms. They have a large network of insurance providers and the ability to scout the best possible deals. They are prompt, efficient and thorough in their work and advice.
SME Insurance India is a rare breed of Insurance experts. Their ability to understand business risks in their multifarious forms is quite amazing. They invest a lot of time to understand the core business issues and advise businesses on the right kind of policy coverage on the best possible terms. They have a large network of insurance providers and the ability to scout the best possible deals. They are prompt, efficient and thorough in their work and advice.
We have been dealing with SME Insurance India for last 5 years and we are extremely happy with their services. They have always been prompt in providing us the services and have gone beyond their call of duty to get our claims settled wherever required. They have been very professional in helping us choose our insurance companies after thorough research according to our requirements.
We have been dealing with SME Insurance India for last 5 years and we are extremely happy with their services. They have always been prompt in providing us the services and have gone beyond their call of duty to get our claims settled wherever required. They have been very professional in helping us choose our insurance companies after thorough research according to our requirements.
As a practicing chartered account, We deal with variety of customers who request our support in managing their business risk too, especially in terms of contract works where clients abroad require certain Liability policies, whenever we face such request, our search for the right solution ends at SME Insurance India, they have not only offered the right solutions at competitive prices but also have ensured that the claims are handled flawless and settled on time every time. All the best team and continue the good work!
As a practicing chartered account, We deal with variety of customers who request our support in managing their business risk too, especially in terms of contract works where clients abroad require certain Liability policies, whenever we face such request, our search for the right solution ends at SME Insurance India, they have not only offered the right solutions at competitive prices but also have ensured that the claims are handled flawless and settled on time every time. All the best team and continue the good work!
“Advarra has been associated with smeinsuranceindia.com since 2012. People at SME Insurance are good at understanding the needs of our employees and the organizational insurance policies, and work with different insurers to get us the best possible terms and pricing. Other than just our insurance needs, they have provided some value added services to our employees. Employees of SME have tremendously helped Advarra employees to settle Health insurance claims. We look forward to continue to work with them.”
“Advarra has been associated with smeinsuranceindia.com since 2012. People at SME Insurance are good at understanding the needs of our employees and the organizational insurance policies, and work with different insurers to get us the best possible terms and pricing. Other than just our insurance needs, they have provided some value added services to our employees. Employees of SME have tremendously helped Advarra employees to settle Health insurance claims. We look forward to continue to work with them.”
We had referred SME Insurance to our multiple customers, where the customers had received great services experience from the entire team of SME Insurance at all levels. Their understanding of the insurance subject and offering right solutions for business risk is highly appreciable. We will be more than happy to recommend their services to our other customers.
We had referred SME Insurance to our multiple customers, where the customers had received great services experience from the entire team of SME Insurance at all levels. Their understanding of the insurance subject and offering right solutions for business risk is highly appreciable. We will be more than happy to recommend their services to our other customers.
CLIENTS TESTIMONIAL
I would like start by saying that we at Celliber always receive outstanding Customer Service from SME Insurance India as our health and life insurance partners. Our relationship goes a long way back to 2012 when we were just 5 employees and till date it remains a fruitful partnership which keeps our 100+ employees happy and satisfied with their prompt and efficient service. We value our employees and they values us as their customer so we are totally in sync with our objective of fulfilling our people’s needs for stress free medical care whenever and wherever required. All the staff at SME Insurance are extremely courteous and helpful and we are all very thankful for their support. A special shout out to Raj who has been supporting us so reliably all these years in all kinds of difficult situations.
SME Insurance India is a rare breed of Insurance experts. Their ability to understand business risks in their multifarious forms is quite amazing. They invest a lot of time to understand the core business issues and advise businesses on the right kind of policy coverage on the best possible terms. They have a large network of insurance providers and the ability to scout the best possible deals. They are prompt, efficient and thorough in their work and advice.
We have been dealing with SME Insurance India for last 5 years and we are extremely happy with their services. They have always been prompt in providing us the services and have gone beyond their call of duty to get our claims settled wherever required. They have been very professional in helping us choose our insurance companies after thorough research according to our requirements.
As a practicing chartered account, We deal with variety of customers who request our support in managing their business risk too, especially in terms of contract works where clients abroad require certain Liability policies, whenever we face such request, our search for the right solution ends at SME Insurance India, they have not only offered the right solutions at competitive prices but also have ensured that the claims are handled flawless and settled on time every time. All the best team and continue the good work!
“Advarra has been associated with smeinsuranceindia.com since 2012. People at SME Insurance are good at understanding the needs of our employees and the organizational insurance policies, and work with different insurers to get us the best possible terms and pricing. Other than just our insurance needs, they have provided some value added services to our employees. Employees of SME have tremendously helped Advarra employees to settle Health insurance claims. We look forward to continue to work with them.”
We had referred SME Insurance to our multiple customers, where the customers had received great services experience from the entire team of SME Insurance at all levels. Their understanding of the insurance subject and offering right solutions for business risk is highly appreciable. We will be more than happy to recommend their services to our other customers.
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