Employer Liability for Employee Deaths: A Growing Concern

Can Employers Be Liable if an Employee Commits Suicide? Recently, I received a call from one of my clients’ HR department, informing me that their employee had committed suicide. The employee’s dependents were blaming the company for putting undue pressure on the employee, which allegedly led to stress and depression, ultimately resulting in his death. […]

Understanding Errors & Omissions Policy: What Does it Cover?

Errors & Omission Policy (Professional Indemnity Insurance) Are your data losses covered under an Errors & Omission Policy or Cyber Security Policy? (Two-minute read for #CISOs, #Directors, #CFOs, #CTO, #Cyber Consultants, #Startups) An Errors & Omission policy (Professional Indemnity Insurance) is taken to cover business service lapses where a customer incurs a loss due to […]

Two-in-One Solution: Tech E&O with Cyber Liability Coverage

Do you know that Cyber Security risk can be covered under a Tech E&O policy?   Nowadays, almost all clients require cyber security insurance as part of their contractual requirements with Indian businesses. However, taking a stand-alone cyber policy in India is becoming increasingly difficult and costly due to the recent surge in cyber-attacks. Stricter […]

Keyman Insurance: A Strategic Investment for Business Stability

This is an important policy for organisations particularly startups to manage the setback of losing a critical employee. What is Keyman Insurance Policy? When a company feels that the loss of certain employees can significantly impact its performance, then it purchases a Keyman Business Insurance Policy where: ·        The policy is proposed by the company ·        Premium […]